Thank you for choosing to be part of our community at PWGFinancial.com (“Company”, “we”, “us”, or “our”). Your trust is important to us and we are committed to protecting the privacy and security of your personal information. The personal information you share with us helps us to provide a great user experience. We want to keep you informed of what personal information we collect, how it’s used, and when it may be shared. We are dedicated to protecting the personal information we collect from you and ensuring that it is handled with care and attention. 

If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at info@pwgfinancial.com.

When you visit our website www.pwgfinancial.com, and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy policy, we seek to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. 

This privacy policy applies to all information collected through our website, and/or any related services offered through this website (including speaking, consulting, research, and other services through our published freely available information, as well as our “Members Section”, collectively referred to in this privacy policy as the “Services”). After reading this privacy policy to make an informed decision, if there are any terms that you do not agree with or are not comfortable with, you shall stop visiting www.pwgfinancial.com and discontinue use of our services. But if you have such concerns, we hope that you’ll reach out to explore if there’s a way we can address your concerns prior to doing so at info@pwgfinancial.com.

Personal Information You Disclose To Us

We collect personal information that you provide to us when registering for or participating in the Services, expressing an interest in obtaining information about us or our services, or otherwise contacting us. The personal information that we collect depends on the context of your interactions with us and the Services, and the choices you make about which services and features you use on this site.  All personal information that you provide to us is expected to be true, complete and accurate, and you shall notify us of any changes to such personal information.

Information We Collect Automatically

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies including online identifiers. We collect devices; applications; tools and protocols, such as IP (Internet Protocol) addresses; cookie identifiers, or others such as the ones used for analytics and marketing; device’s geo-location; and other similar data.

How The Information Is Used

We use personal information collected via our Services to further engage you, both with our Services, and other related businesses. However, your personal information is never shared beyond pwgfinancial.com and its Services, except in the case where required to comply with any legal or regulatory obligation. 

Specifically, we use the personal information we collect or receive to:

Facilitate account creation and logon process. When you provide information to subscribe to our email list, or to join our Members Section.

Send you engagement communications. We may use the personal information you send to us for the purpose of further engaging you with our Services.

Send administrative information to you. We may use your personal information to send you information about your use of our Services, new feature information, and/or information about changes to our terms, conditions, and policies.

Request Feedback. We may use your information to request feedback and to contact you about your use of our Services.

Protect our Services. We may use your information as part of our efforts to keep our Services safe and secure (for example, for fraud monitoring and prevention).

Enforce our terms, conditions and policies for Business Purposes, Legal Reasons, and Contractual.

Respond to legal requests and prevent harm. If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond.

Manage user accounts. We may use your information for the purposes of managing our account and keeping it in working order.                  

Deliver services to the user. We may use your information to provide you with the requested service.

Respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.

Analyze and publish research reports. We may use your information for research purposes. However, any publishing or reporting of research results will be done only in an aggregated and anonymized form that is not associated with individual end users and does not include personal information.

For other Business Purposes. We may use your information for other Business Purposes, such as data analysis, identifying usage trends, determining the effectiveness of our engagement, and to evaluate and improve our Services and your experience. 

Communication Preferences

You have choices on the messages you choose to receive.  As a user of the Services we and/or our custodian(s), will send you administrative and transactional communications that are necessary to provide the Services.  You cannot opt out of receiving such communications.

When you sign up for our Services, we will send periodic emails to you regarding the Services or to tell you about services we believe will be of interest to you. To opt out of marketing emails, simply click the link labeled “unsubscribe” at the bottom of any email we send you.

By providing your phone number you expressly consent to Us calling or texting you via an automated telephone dialing system and/ or prerecorded messages, even if you incur charges for receiving such communications. For example, we may send you informational text messages to your mobile device in order to better service your account. You can revoke your consent to receiving informational text messages at any time by replying “STOP” or following any other instructions included in these text messages.

Will Your Information Be Shared With Anyone?

No. Your personal information will only be used by pwgfinancial.com to engage with our Services or related businesses. We do not share any of your information with any outside parties, except where necessary to comply with legal or regulatory obligations or to execute our contracted Services.

Your personal information will only be used for the purposes of:

Engagement: We may process your data to further engage you with our Services and related businesses but without sharing any information to related businesses.

Performance of our Services: Where you have entered into an engagement with us for Services, we may process your personal information to fulfill the terms of our engagement.

Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).

Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

Vendors, Consultants and Other Third-Party Service Providers.

We may share your data with third party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do so. Examples include: payment processing, data analysis, email delivery, hosting services, customer service and engagement efforts. We may allow selected third parties to use tracking technology on the Services, which will enable them to collect data about how you interact with the Services over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. However, we do not share, sell, rent or trade any of your information with third parties for their promotional purposes.

Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Other Users. When you share personal information (for example, by posting comments or other content to the Services) or otherwise interact with public areas of the Services, such personal information may be viewed by all users and may be publicly distributed outside the Services in perpetuity. Similarly, other users will be able to view descriptions of your activity, communicate with you within our Services, and view your profile.

Do We Use Cookies Or Other Tracking Technologies?

We may use cookies and similar tracking technologies to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.  We do not monitor, recognize, or honor any opt out or do not track mechanisms, including general web browser “Do Not Track” settings and/or signals.

How Long Do We Keep Your Information?

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). 

How Do We Keep Your Information Safe?

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. Furthermore, any payment-related information is specifically held in third-party PCI-compliant systems and not on our services.  However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

Children’s Data

We do not knowingly solicit data from or try to engage children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. 

If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we have collected from children under age 18, please contact us at info@pwgfinancial.com.

California Resident Privacy Rights

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes, and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below. Though as noted earlier in this privacy policy, your information is not shared with any such third parties.

If you are under 18 years of age, reside in California, and have a registered account with the Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from our systems.

ACCOUNT INFORMATION

If you would at any time like to review or change the information in your account or terminate your account, you can log into your account settings and deactivate your user account. Additionally, you can contact us at info@pwgfinancial.com

Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with legal requirements.

Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. To opt-out of interest-based advertising by advertisers on our Services email info@pwgfinancial.com

Opting out of email messaging: You can unsubscribe from our email list at any time by clicking on the unsubscribe link in the emails that we send, or by contacting us at info@pwgfinancial.com.  You will then be removed from our email list – however, we will still need to send you service-related emails that are necessary for the administration and use of your account.

Do We Make Updates To This Policy?

We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. 

If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.

How Can You Contact Us About This Policy?

If you have questions or comments about this policy, you may email us at info@pwgfinancial.com

Last Updated June 30, 2020

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